- INSURANCE APPRAISALSESTATE AND PROBATE APPRAISALSLIQUIDATION AND INVENTORY APPRAISALSMost appraisals for jewelry are done for the reason of obtaining insurance coverage. The two most important elements are the value and the description. The value is used for the amount of insurance coverage you need and your premium is based on this amount. It is important that the value is fair so that you can replace the item and that it is not over inflated so that you do not pay to much on your insurance premium. The second element is the description, this is important so that in the case of a loss you get the right amount paid to you to replace the item with a like kind. This is also important in case of loss to help if possible to facilitate the finding of the item and prove that it is yours if found.When the appraisal involves an estate or trust, the scope of the assignment and level of detail in the report is customized to meet the requirements of the personal representatives, attorneys or trust officer. *Taxable estates require specifice documents structured to meet IRS requirements * When the appraisal is used for distribution among heirs, the details and requirements for the report will vary with the needs of the familyIf you are in need of liquidating your jewelry items our appraisal services will help you determine what you have and what price you should be able to receive for the items that you wish to sell.GEMOLOGICAL SERVICESServices are performed to determine what your gemstone is and whether it is man-made or naturalONLINE PURCHASESWith so many of us buying online these days it is important to have your items verified to be what they are sold to you as. Also an independant appraisal should be done to make sure that if you are keeping the item you do not over pay for insurance.